Financial Assistance


Starting or expanding a business is never easy.  The City of Ventura designed the Business Assistance Program (BAP) to assist business owners in overcoming some of the hurdles to successful entrepreneurship. 

The City offers three low-interest loan options to help commercial property owners and existing or start-up business owners within the City limits. Whether applying for one or a combination of all three, the loan program can offer you up to $125,000 in financing. Our loans can be used for façade and structural improvements, code compliance issues, and working capital needs.

Participants are required to invest one dollar of their own capital for every BAP dollar loaned but additional conventional loans can be sought to satisfy the 'one-to-one' match.  BAP loan rates are competitive and terms are generally more flexible than through conventional lenders.  This allows for a slightly larger loan advance.

You can read more about our BAP Loans here.